A new layer of vendor identity confirmation is now active in Eftsure vendor onboarding. Smart address auto-complete is live across the platform today, with full US address verification. That includes delivery signals on vendor addresses, following in June.
The gap this closes
Many US finance teams still pay a meaningful share of vendors by check. Every one of those checks is mailed to a physical address supplied during vendor onboarding and, until now, there was no automated way to confirm that address was real, deliverable, or safe.
Check fraud often starts before a check is ever cut. Fraudulent vendor records can list addresses that look legitimate but route mail to commercial mail-receiving agencies, vacant properties, or no-mail locations. Without verification, those addresses sit in the vendor master file unchallenged.
What's live today
Smart address auto-complete is now built into supplier onboarding forms and the Customer Portal Company Setup fields. It covers the US, AU, NZ, and more than 240 other countries, a significant expansion from previous coverage.
When a vendor selects their address from the auto-complete dropdown, that address is confirmed against official postal data instantly. No additional step. No friction for the vendor. The form looks and behaves the same. The verification runs behind it.
This is the foundation, and it's quietly improving data quality on every new vendor onboarded from launch forward.
What's coming in June
The second phase, planned for June, extends verification to US vendor addresses entered manually. This surfaces what the verification actually finds.
When a US vendor types an address rather than selecting one, verification will run on form submit. The vendor sees a recommended correction if one applies, and can accept it or keep their entry. In the Customer Portal, finance teams will see a verification badge on the vendor's record: Verified, Partially Verified, or Unverified, with a tooltip explaining the result.
More importantly, the badge isn't the whole story. Nine USPS-sourced status codes will be surfaced on the customer side. Five matter most for payment risk:
- CMRA: the address belongs to a commercial mail-receiving agency. Common in mail-forwarding fraud.
- Vacant: the address exists but the property is unoccupied.
- No mail: USPS cannot deliver to this address.
- USPS-only: FedEx and UPS cannot deliver here, which limits options and raises questions.
- Door access: restricted access, which complicates physical delivery.
These signals don't block a vendor. They inform the AP team, before a check leaves the building.
What this means for finance teams
For US customers, this is a new layer of vendor identity assurance running automatically as part of the platform. It doesn't replace bank account verification, it sits alongside it. Address risk is a separate vector, and check-paying organizations have carried that exposure unchecked for a long time.
Phase 1 is working today on every new vendor onboarded. Phase 2 will bring the signals to the surface in June.
What good vendor identity assurance looks like in 2026
A single verified data point isn't vendor identity. Bank details verified through one channel, with an unverified address and no broader context, leave gaps that fraudsters can work in. The shift underway across mid-to-large US finance teams is toward layered verification: bank account, address, and entity context confirmed together, automatically, as part of onboarding rather than as a separate compliance task.
Address verification is one of those layers. It's now part of what Eftsure does for US customers, at no additional cost.
